Merchant services and payment processing services built around your business
Payments should be simple. You should know what you are paying, why you are paying it, and what you get in return. CAVU Payment Solutions delivers merchant services that stay clear from day one, with payment processing services that fit your workflow, reduce friction at checkout, and stay stable as your business grows.
If you already process cards, start with a statement review. We will translate the fees, flag anything that looks off, and outline options you can understand. If you are building a new setup, we will help you choose tools that work today and scale as you add staff, locations, or channels.
Transparent Pricing Options
We match your payment workflow to the right pricing structure and explain every option in simple, straightforward terms.
Flexible Pricing Models
Choose from Interchange-Plus, Flat Rate, or Dual Pricing solutions tailored to your business needs.
Expert Recommendations
We review your volume, ticket size, and payment methods to recommend the most cost-effective approach.
Point of sale systems for restaurants, retail, and service businesses
A good POS does more than take a payment. It keeps checkout smooth, helps your team move fast, and gives you reporting you can use. The right system can also reduce training time and help prevent avoidable errors during busy shifts.
CAVU helps you evaluate point of sale systems based on how you actually operate:
- Quick, reliable checkout for counters and lines
- Tips and receipts handled cleanly
- Simple item and menu management
- Multi-location needs when you are ready
- Reporting that is readable, not buried in menus
Merchant Services With Transparent Pricing Options
Every business takes payments a little differently. A busy counter service restaurant has different needs than a specialty retailer or a professional office. Our job is to match your workflow to the right structure, then explain it in plain language so you can make a confident decision.
Common pricing approaches include:
- Interchange-plus (cost-plus): You pay the card networks’ base costs plus a clear markup.
- Flat rate: A single, predictable rate that can be easier to budget for.
- Dual pricing: A structure that can separate cash and card pricing in a compliant, customer-friendly way when it fits your business.
We will walk through your monthly volume, your average ticket, and how you accept payments. Then we will recommend the pricing path that gives you clarity and control. If a change does not make sense, we will tell you that, too.
Billing, Invoicing, and Online
Payments
Not every payment happens at a counter. Many businesses need a simple way to collect invoices, take deposits, or run a card-not-present payment without turning it into a project.
We can support common billing workflows, including:
- Invoicing and payment links
- Virtual terminals for phone payments
- Deposits and partial payments when appropriate
- Recurring billing for subscriptions or service plans
If your current billing process causes delays, missed payments, or extra admin time, we can help you simplify it. The goal is to make collecting money feel normal, not stressful.
E-commerce payment processing
and payment gateways
If you already process payments, start with a quick statement review. We will translate your fees, show where costs come from, and outline cleaner options that match how you run your business.
CAVU helps you choose ecommerce payment processing that fits your setup, whether you are selling a few items a week or running a growing catalog. We can help you think through:
How customers will pay, including cards and digital wallets
Fraud and chargeback risk in your category
Checkout experience that does not lose sales at the last step
Reporting that ties back to your operation
MERCHANT SERVICE 
Payment Tools That Fit How You Operate
Sometimes the best improvement is not a brand-new system. It is a cleaner setup that matches what you already do well. During discovery, we focus on practical details that influence day-to-day operations:
- How you handle refunds, tips, and returns
- Whether you need employee permissions and activity logs
- What reports you actually use to make decisions
- How deposits hit your bank and how often you need funding
- Whether you need invoices, subscriptions, or online checkout
- What your staff needs to learn, and how fast
These details help us recommend merchant services that reduce friction instead of creating it.
MERCHANT SERVICE
Gift Cards and Loyalty Programs
For the right business, gift cards and loyalty tools can increase repeat visits and improve customer retention. We can help you choose a setup that is easy for staff to manage and easy for customers to use.
Typical options include:
- Physical and digital gift cards
- Simple loyalty programs tied to purchases
- Reporting that helps you see what is working
If you are considering a program, we will focus on the practical details. Your team should not need a manual to run it.
Payroll Options That Reduce Admin Work
Many owners want fewer logins and fewer systems. If it makes sense for your operation, we can discuss payroll options that simplify back-office work and fit alongside your payments tools.
This is not a fit for every business, but for the right team, it can reduce admin time and make ongoing operations smoother.
Payment Terminals and Equipment
Equipment should match your environment. A countertop terminal might be perfect for a front desk. A wireless device might be better for a dining room. A handheld option can improve speed and customer experience when it fits your service model.
We support a range of equipment types and will recommend what fits your space and workflow. If you need a POS, we will help you choose hardware that works well with it. If you just need reliable card acceptance, we will keep it simple.
Security and PCI Compliance Basics
Card security matters, but it does not have to be intimidating. Most businesses need to complete PCI steps each year and follow basic best practices. We help you understand what applies to your setup and what you can ignore.
In plain terms, PCI compliance is a set of standards designed to protect cardholder data. Your obligations vary based on how you accept payments. If you are not sure where you stand, we can help you get oriented and stay on track.
For a clear overview from the standards body, we suggest reviewing the PCI SSC merchant resources.
How to Get Started
If any of those sound like you, reach out. We will ask a few practical questions, recommend the next step, and make sure you understand your options before you commit.